How important are financial goals and do you have any you’re working towards?Įven though it may feel awkward or initially confronting, it’s important to know your numbers.What are three non-essential things you’d buy if money was no issue?.What’s your initial reaction when thinking about having a loan or going into debt?.How do you feel when you make a big purchase?.What money concerns do you have? Saving? Spending? Debt? The future?.To understand more about how you feel about money matters, ask questions like: It’s important to find ways to navigate this. Talk about your current attitudes towards moneyįinancial knowledge and skills are learned and continually need to evolve depending on your life stage. What’s the one thing you wish your parents told you or didn’t tell you about money when you were a kid?.Are you similar or different to anyone in your family when it comes to money?.Were you more of a saver or a spender? Why do you think you were?.What did you save or spend your money on growing up?.What, if anything, did you see them fight or stress about with money?.To understand how your attitudes are shaped by your childhood, ask questions like: Understanding this about yourself, your partner, or other family members, helps you understand your similarities and differences around money matters so you can create healthy financial plans together. Typically, we either adopt their behaviours or go the opposite way. From witnessing how our parents talked and/or fought about money and their spending habits, we’ve absorbed many messages about money. Often our financial beliefs and behaviours are shaped from a very young age. Take a trip down memory lane to your childhood respectful – by being non-judgemental, not interrupting, and remembering no-one is right or wrong – just different.curious about each other’s views on money.Set some boundaries around the conversation about moneyĪt the start of the conversation set some boundaries. Make sure you jot things down so you can go back to them later. When the day arrives cook a nice meal then turn off your devices for 45 minutes.
Find one Monday a month and pop it in your diary. Talking about finances doesn’t have to be boring. Tips for starting a conversation about moneyįollow these simple steps to help you start a conversation about money. Learn more about our ‘Money Mondays’ initiative, opens in new window. To help, we’ve partnered with leading Australian psychotherapist Lissy Abrahams, opens in new window to create a conversation guide to get people started. Having regular discussions about money can help you manage your finances, reduce financial stress and improve your financial wellbeing. To put conversations about money back on the table, we are encouraging Australians to sit down for at least 45 minutes one Monday each month, either individually, with their partner or other family members, to get familiar with their financial situation.
According to our new research *, one in two Australians don’t sit down regularly to look at their finances and one in three say that money is a source of conflict in their relationship.
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